The deposits that you make are usually credited to your RummyCircle account instantly. However, in some rare cases, the amount will be credited to your RummyCircle account within 24 hours due to the delay from your bank's end.
If the amount is not credited to your RummyCircle account within 24 hours, then it will be refunded to your financial instrument. The time taken for the refund to reflect in your bank account depends on your mode of payment, however, the maximum duration would be 5-7 working days.